Guided by our core values, we provide clarity, insight, and partnership so you can achieve your goals and have financial peace.

Compass rose

Design

Understand your life and financial goals – then create a tailored financial plan to make your goals possible.

Gears

Build

Use academic research to build portfolios aimed to give you the highest probability of achiving your goals.

Seedling

Protect

Provide discipline, perspective and guidance to help you stay on track towards achieveing what’s most important to you.

DESIGN

Do you have a plan that’s right for you?

What is most important to you? We help you clarify, prioritize and address a wide variety of life goals. We are committed to understanding what matters most to you personally and financially in order to put together the best long-term plan to help you live your greatest life.

Our Process

Identify and Prioritize Your Goals

We’ll be asking lots of questions so we can understand what is most important to you – financially and personally.  A critical part of our job is to fully understand all the important issue surrounding your life situation.  We’ll look at your income and liquidity needs, risk tolerance, your time horizon, and all the personal goals whether it’s helping your family, leaving a legacy, protecting your lifestyle or charitable giving.

Analyze and Evaluate

Next, we analyze and evaluate where you are today relative to your goals. During this stage of the process we evaluate:

  • Income
  • Investment Accounts
  • Tax Returns
  • Real Estate
  • Retirement Accounts
  • Legal
  • Personal Property
  • Bank Accounts
  • Debts & Liabilities
  • Insurance Coverage
  • Risk Tolerance
  • Business

 

BUILD

Do you have confidence that your portfolio will get you there?

We build portfolios designed to give you the highest probability of achieving your goals. Instead of trying to time the market or predict the next hot stock, we build portfolios based on Nobel Prize winning research. Your long-term plan is built on a solid investment foundation, one based not on guesswork and speculation but on science, data, and academic research. If you want to confidently increase your wealth over time, you should capture the returns generated by key asset classes that are typically overlooked by most investors. The data overwhelmingly confirms that combining these asset classes in a low-cost, diversified manner, has consistently rewarded investors with higher long-term returns.

Creating Your Portfolio

Strategize and Develop a Plan

Once we know where you are, we consider your options and recommend strategies to get you where you want to be. We develop a personalized financial plan just for you. If you work with other trusted advisors such as an Attorney or CPA, we collaborate with them to ensure all your plans are in alignment. Our process is comprehensive and your personalized plan may include strategies to:

  • Optimize Your Cash Flow
  • Increase Your Tax Efficiency
  • Manage Your Investment Portfolios
  • Provide Retirement Guidance
  • Save for Education
  • Protect Your Assets
  • Estate Planning

Activate and Implement Your Plan

When your plan is finalized, we help you to implement our recommendations. This can include transitioning assets, managing existing assets, and launching new strategies. You’re never alone during the process. Our team is there to assist you every step of the way.

PROTECT

How do you stay on track?

No one knows what the future will bring, but a good plan should help you stay invested in a variety of market environments. And it should be flexible enough to reflect changes in your life. Driving down costs and taxes,  and staying disciplined, even when it seems most uncomfortable to do so,  are essential to protecting your financial well-being.  We closely monitor your plan, update you regularly on your progress and make any changes necessary to keep pace with where you are in life.

Achieving Your Goals

Now you have the Seaside team working with you.  As your trusted advisors, we will help you stay on course to achieve your financial goals.  You can expect to hear from us throughout the year:

  • Review Meetings
  • Educational Forums
  • Year in Review Dinner
  • Proactive phone calls & emails
  • Working with you on life’s events & transitions
  • Updating your plan when needed
  • Rebalancing your portfolio
  • Tax Planning and Estate Planning

Put the Seaside Experience to work for you.