Helping Families achieve financial peace through effective planning and insightful stewardship.

Getting Ready to Retire

You’ve spent a lifetime working hard and saving to enjoy retirement …

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Business Owners

You are good at what you do but you’re busy …

Learn more

Professionals and Their Families

You’ve spent a lifetime working hard and saving to enjoy retirement …

Learn more

Women on Their Own

You’ve spent a lifetime working hard and saving to enjoy retirement …

Learn more

Getting Ready to Retire

You’ve spent a lifetime working hard and saving to enjoy retirement …

We work with our clients to make sure they don’t outlive their money and help them identify and accomplish what’s most important to them: paying for children’s and grandchildren’s education, leaving a legacy, charitable giving, and maintaining their lifestyle.

The strategies that have led to your success are not the same strategies that will help you preserve your money through the end of your life. Through careful planning we give you the highest probability of achieving your goals with a suitable amount of risk.

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  • How much will retirement cost? Do I have enough money? Will I outlive my money?
  • I just left my job after many years and would like to roll my 401(k) into an IRA with more investment flexibility.
  • We have set up a charitable remainder trust (CRT) and need professional investment management services.
  • What’s the best way to invest with all of the uncertainty in the market?
  • What assets should I draw on for my monthly income?
  • How much impact will healthcare costs have on my retirement plan?
  • Will Social Security still be there for me? What are the best ways to maximize my benefit?

Business Owners

You are good at what you do but you’re busy …

Between growing your business, managing your staff, increasing profitability and all of the other complexities of running your business, you don’t have time to proactively manage your personal finances.  You need someone you can partner with to manage this aspect of your life.  We coordinate with your CPA, insurance agent, attorneys and the other professionals in your life to ensure you are on track.

Challenges you may be facing …
  • I must focus my time on running my business, not managing my investment portfolio.
  • Life is chaotic and I need help organizing my finances in one place.
  • Because I’m so busy with work, I’m missing out on opportunities to grow my wealth.
  • I know I need a succession plan, but I don’t know where to start.
  • My wealth is concentrated in my business. How do I unlock that to create income in retirement?
  • Taxes are killing me. How do I reduce my tax bill?
  • We have just sold a business and need help investing the proceeds.

 

Professionals and Their Families

You need a solid plan so you can turn your success into peace of mind.  You want to be secure in knowing your investments are working for you so you can maintain the lifestyle you have today throughout retirement …

Our clients appreciate being able to delegate the complexities of managing their financial lives to a team they trust.  We create value by giving clear guidance, organization and pro-active communication so they can focus on the other important areas of their lives.

Common issues we can help you with …
  • I do not have time to coordinate my finances with my CPA, attorney, insurance professional and the other advisors in my life.
  • I can’t keep up with the increasing complexities of my investment portfolio to manage it effectively.
  • I have accumulated a concentrated position in my employer’s stock options, RSUs and other stock plans. How do I take advantage of this in a tax efficient manner?
  • My income is too high to take advantage of a Roth IRA. I have heard the rules on Roth IRA conversions have changed and wonder if a Roth conversion makes sense for me.
  • I don’t hear from my current advisor very often and I want a more proactive relationship with the person who is helping me plan for retirement.
  • I want my advisor to bring me relevant strategies that I don’t have time to find on my own.
  • I’ve inherited some assets and I’m not sure of the best place to invest.

Women on Their Own

You’ve gone through a major change in your life – a divorce, the loss of your spouse – and are faced with the prospect of dealing with your finances, perhaps for the first time …

We have great compassion for women who are dealing with significant life changes.  We listen, we help you understand your finances and provide sound guidance.

Some concerns you may have …
  • I need someone who understands the difficulty of what I’m going through.
  • I am recently widowed and I’m overwhelmed with my new financial responsibilities.
  • I am getting divorced and need help managing my financial assets.
  • Who can help me make sense of all these documents, statements, paperwork, accounts, etc.?
  • I need someone I can trust to help me organize my finances.
  • I need to be sure I won’t run out of money.
  • I’ve never done a budget before and don’t know what my monthly expenses really are.

Put the Seaside Advantage to work for you.