2025 Changed the Rules. Is Your Retirement Plan Ready for 2026?
Market crashes. New tax laws. Social Security changes. Warren Buffett's retirement. In 57 minutes, Brad Langer and Matt Callahan break down what actually happened, and what you need to do about it.
WHAT YOU’LL LEARN
Six things every pre-retiree
needs to know from 2025.
Real events. Real numbers. And exactly what each one means for your plan going into 2026.
New deductions & Roth windows that close fast
Enhanced senior deduction, $40K SALT cap, Roth conversion timing. Act early or miss it entirely.
10% crash in 2 days.
9.5% recovery in 1.
What April 2025 proved - again - about why staying invested beats trying to be clever.
The Fairness Act changed benefits for millions
Two long-standing provisions were repealed. If you or your spouse have a government pension, your number just changed.
Gold surged 60% - but should you own more?
The data goes back decades, including a 20-year stretch where gold lost 70% on an inflation-adjusted basis.
International markets crushed the U.S. in 2025
Developed markets +31.85%. Emerging markets +33.5%. If your portfolio is U.S.-only, this is the year to understand why that matters.
7 lessons from the greatest investor of all time
After 70 years, Buffett retired in 2025. The principles he leaves behind, including his advice for every retirement investor.
WHY THIS MATTERS RIGHT NOW
2025 wasn't a normal year.
2026 planning requires a different conversation.
Most advisors send a summary email. Brad and Matt sit down for 57 minutes and walk you through what happened,
why it matters, and what to do - with real numbers and no sales pitch.
Tax windows that close in Q1
The clients who act early capture the benefit. Those who wait until Q4 find the best opportunities are already gone.
The cost of one emotional mistake
Investors who sold in April locked in the loss and missed the 9.5% single-day recovery. This is what that cost looks like in dollars.
A U.S.-only portfolio left money behind
International markets returned over 30% in 2025. Global diversification isn't optional, and 2025 proved it with data.
Your Social Security benefit may have changed
The Social Security Fairness Act repealed two provisions affecting millions of government employees and their spouses. Does it affect you?
ABOUT SEASIDE WEALTH MANAGEMENT
The friendly neighbourhood financial planners - with world-class rigour behind them.
Carlsbad, California. Serving pre-retirees and retirees in person and digitally since 2011. Educators first. Salespeople never.
300+
Households successfully served
15+ Years
Helping families retire confidently
$460M+
In assets managed with care
~20
Community education events per year
In our estimation the most important qualities for a financial advisor are integrity,
dedication, and communication skills. Brad is excellent in all of these areas.
As a result, we have three generations of our family happily working with Brad and the Seaside team.
Jeff
Brad and his team are the best.
I met Brad at a seminar he conducts for future retirees - it was a wealth of knowledge.
Hiring him will be one of the best decisions you can make for your future.
Rick
Matt did a superior job explaining my financial portfolio.
I feel very confident about my financial future.
The Seaside team is very professional and knowledgeable. I highly recommend them.
Jann
Anyone looking for an advisory team who puts your priorities first over profits - don't need to look any further.
Excellent service, excellent results.
Jose
Brad took the time to get to know us personally and crafted a portfolio that meets our needs.
Seaside provides information on a wide range of topics too - not just what's happening in the market.
Marcie
Brad founded Seaside Wealth Management to help people get more out of life with their money,
not chasing wealth or status, but helping them live the life they worked so hard to build.
WEBINAR SPEAKERS:
Brad Lineberger
President & FOUNDER,
Seaside Wealth Management
Matt Callahan
wealth manager,
seaside wealth management
2025 is behind you. Is your 2026 retirement plan ready?
Watch the free 57-minute webinar and walk away knowing exactly what changed, what it means for your money, and what to do before the best windows close.
