Sep 18, 2019 | Economy & Markets, Market Timing
The first decade of the 21st century, and the second one that’s drawing to a close, have reinforced for investors some timeless market lessons: Returns can vary sharply from one period to another. Holding a broadly diversified portfolio can help smooth out the swings....
Sep 5, 2019 | Financial Planning, Questions & Answers
The rules around Social Security are complex and continually changing. In Part III of our series on Social Security, we would like to address some of the questions that we are frequently asked that were not covered in Parts I and II. Are...
Aug 29, 2019 | Financial Planning, Questions & Answers
Adopted in the 1930s, Social Security is known as the Old Age, Survivors and Disability Insurance (OASDI) program. The program was born largely as a result of the Great Depression and was intended as a supplement to...
Aug 13, 2019 | Financial Planning, Investor Behavior, Questions & Answers
Weston Wellington, a Vice President with Dimensional, is one of the firm’s market research experts. He works closely with financial advisors in the US, Canada, Europe, and Australia, showing them how a research-based...
Aug 13, 2019 | Financial Planning, Questions & Answers
Whether you’ve been investing for decades or are just getting started, at some point on your investment journey you’ll likely ask yourself some of the questions below. Trying to answer these questions may be intimidating, but know...
Aug 13, 2019 | Financial Planning
The choices you make around Social Security are important ones. There are many factors that go into making a great decision about how to maximize your benefits. A properly optimized Social Security timing strategy can add...
Jul 24, 2019 | Financial Planning, Investor Behavior
Years ago, I lived in a large apartment complex with friends from college. We were newly minted graduates entering our chosen careers. The combination of discretionary income and living in a new city kept us occupied during our time outside of work. Visiting the...
Jul 9, 2019 | Financial Planning
Roth IRA accounts have two main advantages, tax free withdrawals (if certain rules are met) and no required minimum distributions for your life! The Tax Cuts and Jobs Act implemented condensed, lower marginal tax brackets that are set to expire at the end of 2025 (or...
Jul 1, 2019 | Active vs. Passive, Investor Behavior, Market Timing
Over the course of a summer, it’s not unusual for the stock market to be a topic of conversation at barbeques or other social gatherings. A neighbor or relative might ask about which investments are good at the moment. The lure of getting in at the right time or...
Jun 21, 2019 | Financial Planning, Taxes
For many retirees, taxes comprise one of the largest expenses they face after they stop working. Managing your tax situation and using a tax efficient withdrawal strategy is important to maximizing your investment portfolio. A key component to this is having money in...
