Gold: Is it time to buy?

Gold has been the hot topic of conversation with volatility in the stock market at incredible levels this year and economic uncertainty running high.  The price of gold has risen substantially over the last few months as investor search for a safe haven for...

Should You Consider Refinancing Your Mortgage?

On July 16, mortgage giant Freddie Mac announced that the average interest rate for a 30-year home loan had fallen to 2.98% and the average interest rate for a 15-year home loan had declined to 2.48%. A 30-year mortgage at less than 3% interest? A 15-year mortgage at...

Does Diversification Still Work?

It’s no secret that investing in anything that tracks the S&P 500 Index has been one of the hottest investments over the last 5 years.  The performance of this index (made up of U.S. large company stock) is now in positive territory for the year after one of the...

Real Estate Update

After a shock to the stock market how is real estate holding up? So much attention has been given to the stock market over the last 90 days that I thought it would be good to review what is happening in the real estate market.  During the “Great Recession” of...

Economic Update

Sudden market downturns can be unsettling. But historically, US equity returns following sharp downturns have, on average, been positive. A broad market index tracking data since 1926 in the US shows that stocks have tended to deliver positive returns over one-year,...

Long-Term Investors, Don’t Let a Recession Faze You

In the past century, there have been 15 recessions in the US. In 11 of them, stock returns were positive two years after the recession began. With activity in many industries sharply curtailed in an effort to reduce the chances of spreading the coronavirus, some...