Life Insurance…Do I Need It? Do I Have Enough?

A comprehensive financial plan often includes an insurance and risk management analysis.  This analysis will help define your cashflow needs and lifestyle expectations, and it will help you to determine how much (if any) life insurance you will need to meet your...

Medicare: Avoiding Extra Costs In Retirement

Many Americans rely on Medicare to pay for healthcare costs in retirement.  Medicare is a federal health insurance program for seniors and others with disabilities and certain illnesses.  There are several parts to Medicare, but we will focus on the two parts that...

Layoffs, Early Retirement Packages, oh my…….

Economic uncertainty is causing some companies to revisit and adjust their balance sheets.  Cutting expenses may involve layoffs or early retirement packages for current employees.  If you find yourself in the situation where you are presented with an early retirement...

Roth IRA Conversion in the Era of COVID-19

Is it right for you? The COVID-19 pandemic has shaken up nearly every aspect of American life. To say it’s been a difficult time would be an understatement. However, difficult times may open doors to new possibilities. Businesses are changing their ways of operating,...