Our Clients
Build A Retirement Plan That Holds Up for The Rest Of Your Life
Turn the wealth you’ve built into a clear, coordinated plan designed to support decades of spending, changing markets, rising costs, and real-life decisions.
Start Your JourneyWho We Serve
Seaside Wealth Management works with people who have built meaningful wealth and want a retirement plan designed to support the rest of their lives.
The Millionaire Next Door
You’ve accumulated $1M or more through steady discipline. Retirement is close or already here. The question isn’t whether you’ve saved enough. It’s how to protect what you’ve built.
You’re likely asking:
- How much can we safely spend each year without jeopardizing the future?
- How do we reduce taxes over time, not just this year?
- How do we turn savings into dependable income that lasts?
Early Retirees
You stepped away from work earlier than most. Without a paycheck, your plan has to do more heavy lifting, and decisions carry more weight over a longer horizon.
You’re likely asking:
- How do we manage withdrawals so we don’t run out later?
- How do we protect ourselves from inflation and market downturns early on?
- How do we keep flexibility without constantly second-guessing decisions?
Late-Career Families Transitioning Into Retirement
Your financial life is growing more complex, not simpler. Higher earnings, tax exposure, family obligations, and timing decisions are converging all at once.
You’re likely asking:
- Will tax decisions I make today have lasting consequences?
- How do I juggle savings, family, and lifestyle?
- When can I actually retire?
The Blueprint Retirees Rarely See
What sets Seaside Wealth Management apart is our coordinated approach to retirement that accounts
for how long life actually lasts, how taxes truly work, and how small decisions compound over time.
Retirement Coordination System
Your income, investments, taxes, and withdrawals are designed together as one integrated system. Nothing operates in isolation, and every decision reinforces the others.
Longevity Stress Test
Your retirement is modeled against long lifespans, rising costs, inflation, and market volatility, then revisited regularly to ensure it still works in the real world.
Lifetime Tax Map
Taxes are planned across decades, not filing seasons. By coordinating withdrawals, conversions, and income timing, we reduce the quiet tax drag that erodes wealth.
Financial Quarterback Model
We coordinate with your CPA and estate attorney so your coordinated plan is executed as intended. You don’t just have professionals. You have a full team all moving in the same direction.
What This Means for You
When income, taxes, and investments are designed to work together, anxiety about the future fades
away. In its place comes confidence and peace of mind.
A Retirement That Holds Up
Your savings are structured to support decades of spending, even as markets, taxes, and life change.
Clarity Over Worry
You stop second-guessing decisions because you understand how your plan works and why it holds up.
Better Decisions Earlier
You see the long-term impact of today’s choices before you make them, not years later when it’s too late to adjust.
Money That Supports Life
Your plan aligns with how you want to live, give, travel, and care for the people who matter most.
What It’s Like Working With Us
Brad and his team are the best.
I met Brad at a seminar he conducts for future retirees. It provided a wealth of knowledge that led me to hire him as our financial advisor. It was the best decision.
Hiring him will be one of the best decisions you make for your future.
Rick
My husband and I are so happy that we turned our investment planning over to Brad Lineberger with Seaside Wealth.
Brad took the time to get to know us and crafted a portfolio that meets our objectives.
He regularly reviews our goals to discuss additional strategies that can help our long term financial success.
Marcie
Brad never focuses on short-term gains, always emphasizing long-term financial health.
This approach has helped me navigate various life stages with confidence. Brad and team always consider my goals, risk tolerance, and preferences.
They’ve been an invaluable partner.
Patrick
Are We The Right
Fit For You?
Our planning is typically designed for people with $1M or more in investable assets.
That threshold allows us to deliver the level of coordination, tax planning, and ongoing guidance required for a 30+ year retirement.
See What Your Retirement Can Truly Support
You’ve done the hard work of building wealth. The next step is making sure it supports the life you want to live for decades to come.
Begin with a clear conversation about your numbers, your goals, and the decisions that matter most right now.
