Why SWM
Financial Planning With Precision and Balance
We sit at the intersection of deep personal relationships and rigorous, evidence-based financial planning, offering the technical sophistication of a large institution with the intimacy of a friendly neighbor.
The Seaside Difference
When you choose Seaside Wealth Management, you get decades of experience, deep technical expertise, disciplined planning frameworks, and a proven track record of successfully guiding hundreds of families through retirement.
15+ years in business, with $400M+ in assets managed
Planning backed by Nobel Prize-winning investment research
Successfully guided hundreds of households through retirement
A deep bench of Certified Financial Planners, Chartered Financial Consultants, and tax professionals
Get Clarity For The Next 30+ Years Of Life
By proactively coordinating your tax strategy, estate wishes, and income needs into one unified picture, we replace financial anxiety with clarity.
A Retirement That Holds Up Over Time
Transform your savings into a durable system designed to last 20, 30, even 35 years.
Clarity Replaces Anxiety
Move from uncertainty and second-guessing to confidence and peace of mind.
Better Decisions, Earlier
Understand the long-term impact of today’s choices to create stronger outcomes over time.
Alignment Between Money and Life
Support how you want to live, give, travel, and care for the people you love.
The Confidence to Fully Enjoy Retirement
Stop worrying about running out of money and start focusing on living well.
A System For More
Than Just Investments
We reject the sales-driven culture of Wall Street to operate as educational partners who treat your financial plan with the precision of a medical diagnosis rather than a product pitch.
Because our advice is always rooted in your best interest, you get…
True Financial Coordination
Unlike fragmented advice, every decision across income, taxes, withdrawals, investments, and spending works together as one system.
Planning Built for Modern Retirement
Instead of outdated assumptions, get strategies designed for longer lifespans, higher healthcare costs, and increasing inflation.
Clarity Over Complexity
Plain-English guidance that explains how your plan works, why decisions matter, and what tradeoffs exist.
Proactive Advice and Guidance
Issues are addressed before they become problems through ongoing monitoring and planning updates.
What Working Together Looks Like
01
Introductory Call
A focused 30-min conversation to understand your current situation, decisions you’re facing now, priorities, and whether it makes sense to move forward.
02
Discovery Meeting
A deeper 90-minute working session where we clarify goals, review your financial picture, and gather everything needed to build your plan.
03
Plan Presentation
Within 7–10 days, we present a personalized strategy showing how income, taxes, investments, and decisions fit together in your financial blueprint.
04
Implementation Meeting
Optional third meeting to finalize details, address remaining questions, and ensure you’re comfortable with the strategy and steps involved.
05
Documents Signed & Transfers Completed
A focused 30-min conversation to understand your current situation, decisions you’re facing now, priorities, and whether it makes sense to move forward.
06
First Statement Review & Portal Tour
We walk through your first statements together and show you how to use your financial portal as a central hub.
07
Protection & Security Meeting
After your first year, we review your insurance coverage, beneficiaries, account security, and risk exposure to ensure your plan is fully protected.
08
Ongoing Support, Planning, & Reviews
Your plan is revisited regularly to account for market changes, tax law updates, spending needs, and life events.
Who We Help
Close To Retirement
Individuals and couples aged 50–70, typically within five years of retirement.
You are looking for a plan that will allow you to live the rest of your life without worrying about their savings running out.
Millionaire Next Door
People who have accumulated $1M–$5M in wealth through decades of discipline and hard hard work.
You have enough savings, but you don’t have the plan to make it last.
Early Retirees
High-earning couples in their 50s who are saving aggressively.
You want to retire early, but you’re balancing responsibilities like funding college tuition and caring for aging parents.
What It’s Like Working
With Seaside Wealth Management
Brad never focuses on short-term gains, always emphasizing long-term financial health.
This approach has helped me navigate various life stages with confidence. Brad and team always consider my goals, risk tolerance, and preferences.
They’ve been an invaluable partner.
Patrick
Brad and his team are the best.
I met Brad at a seminar he conducts for future retirees. It provided a wealth of knowledge that led me to hire him as our financial advisor. It was the best decision.
Hiring him will be one of the best decisions you make for your future.
Rick
My husband and I are so happy that we turned our investment planning over to Brad Lineberger with Seaside Wealth.
Brad took the time to get to know us and crafted a portfolio that meets our objectives.
He regularly reviews our goals to discuss additional strategies that can help our long term financial success.
Marcie
Never Worry About Outliving Your Money Again
Get a comprehensive financial plan that serves as the blueprint for your retirement, coordinating income, taxes, investments, and family legacy into one clear system.
BOOK A CALL
