Give More to the People You Love. And Less to the IRS
Most families give more without knowing it
Join our free live webinar on September 16th at 4 PM PT to learn:
How much you can gift to family this year, completely tax-free
The smartest way to fund a grandchild's future
How to make sure your beneficiary designation are set up correctly
What the new 2026 rules mean for your charitable deductions
How to use donor-advised funds to give now and decide who benefits later
WHAT YOU’LL LEARN
Five decisions that determine how much of your money reaches the people and causes you care about
Lifetime gifting basics
How the annual exclusion and lifetime exemption work together, and the exact Form 709 line most people get wrong
Beneficiary designations
Making sure the paperwork on your accounts actually sends your money to the right person.
Donor-avoided funds
How to claim your deduction now and decide who receives the money later.
Gifting a grandchildren
529s, Trump Accounts, UTMAs, and brokerage accounts compared, plus the GSTT rule that can quietly erase the benefit if you pick wrong.
Tax-smart charitable giving
Qualified charitable distributions (QCDs), and the new 2026 AGI floor rule that just changed that what's actually deductible.
WHY THIS MATTERS RIGHT NOW
A new rule already changed the math on giving in 2026
A new AGI floor rule affecting charitable deductions took effect this year, and it changes how. much of your giving actually counts on your taxes. If you're gifting to family, grandchildren, or charity, planning around it before year-end matters.
The 2026 AGI floor rule is already in effect
It changes how much of your charitable giving is deductible. Waiting until tax season means missing the window to plan around it.
One wrong beneficiary form can undo an entire estate plan
Beneficiary designations override your will. An outdated form from years ago can send assets to the wrong person, regardless of what your estate plan says.
Grandchild gifting has more options, and more traps, than ever
529s, Trump Accounts, UTMAs, and brokerage accounts all work differently. GSTT consideration can turn a generous gift into an unexpectedly taxed one.
Form 709 mistakes are common and often invisible until later
Money people gift without realizing a filing is required, or without tracking how much lifetime exemption they have already used.
Wednesday, September 16th, 2026 · 4 PM PT
ABOUT SEASIDE WEALTH MANAGEMENT
The friendly neighborhood financial planners - with world-class rigour behind them.
Carlsbad, California. Serving pre-retirees and retirees in person and digitally since 2011. Educators first. Salespeople never.
300+
Households successfully served
15+ Years
Helping families retire confidently
$520M+
In assets managed with care
~20
Community education events per year
In our estimation the most important qualities for a financial advisor are integrity,
dedication, and communication skills. Brad is excellent in all of these areas.
As a result, we have three generations of our family happily working with Brad and the Seaside team.
Jeff
Brad and his team are the best.
I met Brad at a seminar he conducts for future retirees - it was a wealth of knowledge.
Hiring him will be one of the best decisions you can make for your future.
Rick
Matt did a superior job explaining my financial portfolio.
I feel very confident about my financial future.
The Seaside team is very professional and knowledgeable. I highly recommend them.
Jann
Anyone looking for an advisory team who puts your priorities first over profits - don't need to look any further.
Excellent service, excellent results.
Jose
Brad took the time to get to know us personally and crafted a portfolio that meets our needs.
Seaside provides information on a wide range of topics too - not just what's happening in the market.
Marcie
WEBINAR SPEAKERS:
Brad Lineberger, CFP®, ChFC®, AIF® CFP®, ChFC®, AIF®, CWS, RICP®
President & FOUNDER,
Seaside Wealth Management
Founded Seaside to deliver comprehensive, unbiased planning across generations.
Matt Callahan, CFP®, ChFC®, CPWA®, RICP®
wealth manager,
seaside wealth management
A passion for helping people and their families achieve their financial goals.
Todd Cline,
CFP®, CWS®, AIF®
wealth manager,
seaside wealth management
Spent nearly three decades designing well-structured, tax-efficient strategies.
Austin Mangold
Associate Advisor
Focuses on investment strategy and building financial literacy across the community.
Kade Kretzschmar
Associate Advisor
Turns complex planning conversations, including family gifting decisions, into clear, actionable strategies.
Anthony Franco,
CFP®, RICP®
Wealth manager
Builds clear, personalized financial roadmaps, with an emphasis on education over sales.
Wednesday, September 16th, 2026 · 4 PM PT
You want the money to go to the people you love, not the IRS
Join us live and walk away knowing exactly how to do that
